Summer heat often brings a spike in energy use and electric bills, especially when air conditioners run around the clock. But staying cool doesn’t have to mean draining your budget. By following these practical energy saving tips for summer, you can cool your home, reduce your energy costs, and improve overall energy efficiency.  Here are […]

If you’re a parent, you’ve probably already felt a little sticker shock just thinking about future tuition bills — and with good reason.  By the time today’s toddler starts college, tuition at a private university could exceed $100,000 per year — totaling more than $400,000 for a four-year degree. Even in-state public universities could reach […]

As the summer months arrive, families everywhere start looking for ways to keep their kids active, happy and engaged. But between summer camps, amusement parks and last-minute outings, costs can add up quickly. The good news? You don’t need to break the bank to make the most of summer.  With a little planning and creativity, […]

Accessing your 401(k) early might feel like a lifeline during financial stress. Whether you’re facing mounting medical expenses, a sudden job loss or trying to quickly pull together the down payment for a house, the idea of tapping into that retirement account can be tempting.  But there are serious trade-offs. Making an early withdrawal from […]