Bank your own way, with just a tap
Empeople debit cards
Empeople Visa® debit card features
Take full advantage of your debit card
Link to your favorite apps
Send money to friends and family with apps like PayPal, Venmo and Cash App. Spend securely on Amazon.
Access fee-free ATMs
Use your debit card to get cash at over 80,000 fee-free ATMs nationwide. Locate your nearest fee-free ATM.
Set card controls & alerts
Freeze or unfreeze your card, report cards lost or stolen, receive real-time alerts for specific transactions, and more with card controls and alerts.
Protect all your accounts with contactless safety

Rise Transaction Account
Get rewarded for every swipe of your Empeople Visa® debit card with our high-yield checking account.

Health Savings Account (HSA)
Paired with a high-deductible health plan (HDHP), an HSA can help you save and pay for medical costs.
Add your Empeople Visa® cards to your digital wallet

Adding your Empeople debit or credit card to your mobile wallet makes shopping online and in-store a breeze! Ditch your wallet and enjoy added security.
To add your Empeople card to your Apple Wallet
- Open the Wallet app
- Tap the + button
- Select “Debit or Credit Card,” and follow the on-screen instructions to scan your card with the camera or enter details manually
To add your Empeople card to your Google Wallet
- Open the Google Wallet app
- Tap “Add to Wallet” at the bottom
- Select “Payment card,” and then choose “New credit or debit card”
- Use the camera to scan your card or enter details manually
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Look for this symbol to determine if the transaction terminal at a retailer has contactless payment capabilities. |
How do I activate my debit card?
Dial (866) 985-2273 to activate your debit card.
- Enter last 4 digits of Social Security number
- Enter CVV number on back of card
- Enter card expiration date
- Enter your 4-digit PIN (Personal Identification Number)
If you are experiencing issues, please contact member services at (800) 338-6739 for assistance.
Are there currency conversion fees to use my Empeople debit card internationally?
Empeople does not charge a conversion fee to use your debit card outside of the United States.
Why is my debit card not working?
There are several reasons your card may be restricted:
- Suspicious transactions are unable to be verified by our fraud department
- Repeated invalid PIN entry
- Reaching maximum daily withdrawal limits
Please contact member services at (800) 338-6739 or by sending us a secure message in digital banking.
My debit card is expiring. When can I expect a new one?
The expiration date on your debit card means that it can be used until the last day of the month shown. A new card is ordered the month prior to expiration and takes 7-10 business days to arrive in the mail.
Can I change my debit card PIN?
Yes, please dial 866-985-2273 from the primary phone number listed on your account to change your debit card PIN.
- Enter your 16-digit card number
- Enter the last four digits of your Social Security number
- Enter your card’s three-digit CVV code
- Enter your card’s four-digit expiration date (mmyy)
- Select option 1 to change your PIN
How can I get my PIN for my Empeople debit and/or credit card?
For Visa® debit cards please call (866) 985-2273.
For Visa® credit cards, please call Visa® Card Services at (888) 886-0083.
¹ Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc; Google Pay is a trademark of Google Inc; Samsung Pay is a trademark of Samsung Electronics Co., LTD.
² Visa’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use.


