Why wait to get into your first place?
You might be able to get a home quicker than you think. With Empeople’s First Place Loan, you can finance up to 100% of your home’s purchase price. That means you don’t have to come up with a huge down payment to make your dream of homeownership a reality, and Empeople’s First Place Loans do not require mortgage insurance—which will save you even more money.
Is a First Place Loan right for you?
- Finance up to 100% of your home’s purchase price.
- You don’t have to pay mortgage insurance.
- Realize your dream of home ownership now.
- Save the money you would normally use on a down payment.
- Empeople services all the mortgages we finance.
- Your interest rate can be lower than a fixed rate mortgage
Recommended Reading
Credit card consolidation strategies to pay off debt faster
If you’re carrying credit card balances, you already know the math can feel stacked against you. High interest rates mean a big portion of every monthly payment goes toward interest instead of your actual balance. Even when you’re doing everything “right,” progress can feel slow and discouraging. That’s where credit card consolidation comes in — not as a magic fix, but as a practical way to regain momentum toward paying […]
Tips to completing the January no-buy challenge (and other ways to reset your budget)
January is a natural time to take a closer look at your money. After the holidays, you may be looking for ways to reset your budget, rethink your spending habits and start the year feeling more in control. And because January tends to inspire fresh starts, more people are turning to challenges that make budgeting feel less like a chore […]
Why we’re conditioned to overspend on holidays (and a festive budgeting challenge that can help)
Holiday spending has a way of sneaking up on even the most responsible planners. You head into December with a clear budget in mind, yet somewhere between gift exchanges, year-end sales and last-minute gatherings, the total creeps far higher than you expected. Reality sets in: The holidays are a real budgeting challenge. If this feels […]
The new freelancer’s guide to money management
Freelancing comes with benefits — more control over your time, the work you take on and how much you earn. But becoming self-employed also means handling a few financial tasks that used to happen automatically in the background. For traditionally employed people, things like taxes, health insurance premiums and retirement contributions are deducted by their employer automatically. Now, you have to make those […]