Our locations will be closed Monday, May 26, for Memorial Day. Our call center will be available 9 a.m. to 5 p.m. CST, and digital banking is available 24/7.
You might be able to get a home quicker than you think. With Empeople’s First Place Loan, you can finance up to 100% of your home’s purchase price. That means you don’t have to come up with a huge down payment to make your dream of homeownership a reality, and Empeople’s First Place Loans do not require mortgage insurance—which will save you even more money.
Save the money you would normally use on a down payment.
Empeople services all the mortgages we finance.
Your interest rate can be lower than a fixed rate mortgage
Recommended Reading
Is it smart to consolidate credit card debt?
When you’re juggling multiple credit cards and trying to keep up with minimum monthly payments, it can feel like you’re getting nowhere. That’s why many people consider consolidating their credit card debt — combining several balances into one payment with the potential for a lower interest rate and a clearer path forward. But is it […]
School’s out, but the learning doesn’t have to stop. Now, you’re the teacher. Summer break is the perfect time to start teaching your children about money and how to build smart money habits that last. If you’ve ever felt unsure about how to start, you’re not alone. Many parents want to help their kids become […]
Buying a car is one of the biggest financial decisions most people make. Yet, many car buyers walk into the dealership unprepared to negotiate the price. With a little preparation and a solid understanding of the car-buying process, you can walk away with a good deal. Here’s how to confidently negotiate at the car […]
How to financially prepare for a baby in five simple steps
Starting a family is an exciting milestone, filled with both celebration and extensive preparation. Amidst decorating a nursery and planning a baby shower, it’s easy to overlook the crucial step of financially preparing for your new baby. As lackluster as this step may seem, it’s an imperative one. After all, according to recent data, the […]