With Empeople, you can bank your own way, but you won’t have to do it alone. As a full-service financial institution, we’ll help you expertly navigate every step of your journey – from building your credit to growing your net worth.
Make the most of your finances with market-leading rates and ongoing financial guidance that’s free for all active Empeople members.
What makes us different?
When you join Empeople, you gain access to a team of experts and best-in-class financial tools to help you on your financial path.
Market-leading rates
On average, Empeople members save $253 per year by banking with us, thanks to our low loan rates and high-yield savings accounts.¹
Five-star digital banking
Deposit checks, move your money, manage debit and credit cards, and send money with Zelle with our top-rated mobile app.
Ongoing financial guidance
Get one-on-one help from your dedicated Empeople Financial Guidance Expert, and access financial courses anytime with the Empeople Financial Success Center.
Who can join?
You may be eligible for membership in a number of ways.
How to become an Empeople Credit Union member
1. Apply and select your eligibility
During your application, we’ll ask you how you’re eligible for membership. There are many different ways to join Empeople!
2. Provide your info
We’ll need basic information like your Social Security number, driver’s license or government ID, and your current home address to get started.
3. Open your account
Every member gets a savings account starting with an initial deposit of just $5. Have your old financial institution’s debit or credit card handy to fund your account.
Membership for Deere employees
Our journey began in 1935 in Moline, Illinois, when Deere Employees Credit Union was established to serve the dedicated employees of Deere & Company. Over the decades, our partnership with John Deere has flourished, expanding to include contract employees, retirees, and their families.
Together, we help ensure that Deere employees and their families are maximizing their paycheck and benefits packages to reach their financial goals faster.
Deere employees receive exclusive benefits
› In-unit services at 23 Deere locations
› Market-leading rates on tool loan financing
› Hassle-free health savings accounts (HSA)
› Membership for life — no matter where your career takes you
Who is eligible to join Empeople Credit Union?
You are eligible to join Empeople if you:
- Are a current, contract or retired employee of John Deere; John Deere dealerships, a John Deere wholly owned subsidiary; or joint venture.
- Are a domestic partner or immediate family member of a current Empeople member.
- Live or work in one of the following communities: Cumberland or York counties, or the city of Bangor, Maine; or Dodge, Fond du Lac, or Washington counties in Wisconsin.
- If you are not eligible through one of the above options, you can become an Empeople member by participating in Ongoing Financial Guidance, Investment and Retirement Services, or by financing your mortgage with Empeople.
Note for non-US residents: You can become a member of Empeople if you are a non-US resident, but only if you meet one of the above criteria and have either (1) a Social Security number or (2) an unexpired ITIN.
Is there a fee to join?
No, there are no membership fees to join Empeople.
Does Empeople have branches?
Yes, Empeople has 11 branch locations across the Midwest and Maine, and has offices and ATMs in many John Deere facilities. If you are not near a branch, you can bank other ways, including through digital banking, or over the phone by calling us at (800) 338-6739 Find out more about how to bank with us.
Are my account funds insured to protect me from loss?
Yes! Your deposit accounts are insured by the National Credit Union Association (NCUA) up to $250,000 per depositor. The NCUA’s insurance fund is one of the healthiest of all federal deposit insurance funds.
What information do I need to provide to show I’m eligible for membership through a relative or household member?
In addition to the personal information listed above, you’ll also need to provide the following details about your sponsoring member:
- First and last name
- Relation to you (e.g., spouse, grandfather)
Are my family members eligible if they don’t work for Deere themselves?
Yes, your immediate family qualifies for membership through your existing membership with the credit union.
Can I join Empeople if I work at a Deere dealership?
Yes, John Deere dealership employees are eligible for membership.
Am I eligible for membership as a Deere contract employee?
Yes, if you work for a contractor in a Deere facility and have been issued a John Deere badge, you are eligible for membership.
Can Deere retirees apply for membership after they retire?
Yes, Deere retirees qualify for membership.
Still have questions? Contact us today.
¹Raddon’s Empeople Credit Union Performance Analytics, presented November 14, 2024