Ashley Wainwright

Types of mortgages that offer stability in an unstable economy

Buying a home is one of the biggest financial decisions most people make in their life. And in today’s shifting housing market — where home prices fluctuate and economic uncertainty lingers — choosing the right mortgage isn’t just about buying a home. It’s about finding stability for your future. With so many loan options available, [...]

12 things our financial experts wish they knew in high school

When you’re a teenager, money is usually earned through part-time jobs, allowance, or the occasional birthday check. Even though the cashflow may be limited, it’s important to remember that the financial habits you start now can shape your entire future.   That’s why we asked our team of experts to share the financial advice for […]

3 budgeting methods to help you take control of your money

Everyone wants to be better with money, but few people are ever taught exactly how to manage it. That’s where budgeting comes in. While there’s no perfect one-size-fits-all plan, there are several proven budgeting methods that can help you manage your income, avoid debt, and stay focused on your savings goals.  We’ll break down three […]

15 energy saving tips for summer to cut costs and stay cool

Summer heat often brings a spike in energy use and electric bills, especially when air conditioners run around the clock. But staying cool doesn’t have to mean draining your budget. By following these practical energy saving tips for summer, you can cool your home, reduce your energy costs, and improve overall energy efficiency.  Here are […]

Sun, smiles, and savings: 10 tips for summer fun on a budget

As the summer months arrive, families everywhere start looking for ways to keep their kids active, happy and engaged. But between summer camps, amusement parks and last-minute outings, costs can add up quickly. The good news? You don’t need to break the bank to make the most of summer.  With a little planning and creativity, […]

The ultimate student summer savings plan

The months leading up to college can be expensive. Between buying dorm supplies, paying for orientation, and squeezing in summer fun, it’s easy to spend more than you save. But the summer before college is also the perfect time to build good financial habits and start working toward a student summer savings plan that can […]

A guide to nomadic living: How to finance #vanlife

The dream of van life beckons thousands every year, with promises of freedom, adventure and a minimalist lifestyle. For many, the journey begins not on a remote highway, but on a spreadsheet or with a conversation at a financial institution. Financing van life involves more than just securing a vehicle — it requires careful planning […]

How to negotiate at the car dealership

  Buying a car is one of the biggest financial decisions most people make. Yet, many car buyers walk into the dealership unprepared to negotiate the price. With a little preparation and a solid understanding of the car-buying process, you can walk away with a good deal. Here’s how to confidently negotiate at the car […]

Unexpected expenses in your first year of homeownership

Becoming a homeowner is a significant and exciting financial milestone, marking the start of a new chapter in your life. Along with the joys of homeownership comes the responsibility of managing the costs associated with maintaining your home and ensuring its long-term value. A key aspect of managing your finances as a new homeowner is […]

How to finance summer fun with RV and boat loans

Summer is the perfect time for adventure, and there’s no better way to make the most of it than with a recreational vehicle (RV) or boat. Whether you’re planning cross-country road trips or cruising the open waters, securing the right financing and understanding the financial commitment can make your dream a reality. Lenders design RV […]