Ashley, Author at Empeople

The months leading up to college can be expensive. Between buying dorm supplies, paying for orientation, and squeezing in summer fun, it’s easy to spend more than you save. But the summer before college is also the perfect time to build good financial habits and start working toward a student summer savings plan that can […]

The dream of van life beckons thousands every year, with promises of freedom, adventure and a minimalist lifestyle. For many, the journey begins not on a remote highway, but on a spreadsheet or with a conversation at a financial institution. Financing van life involves more than just securing a vehicle — it requires careful planning […]

Buying a car is one of the biggest financial decisions most people make. Yet, many car buyers walk into the dealership unprepared to negotiate the price. With a little preparation and a solid understanding of the car-buying process, you can walk away with a good deal. Here’s how to confidently negotiate at the car […]

Becoming a homeowner is a significant and exciting financial milestone, marking the start of a new chapter in your life. Along with the joys of homeownership comes the responsibility of managing the costs associated with maintaining your home and ensuring its long-term value. A key aspect of managing your finances as a new homeowner is […]

Summer is the perfect time for adventure, and there’s no better way to make the most of it than with a recreational vehicle (RV) or boat. Whether you’re planning cross-country road trips or cruising the open waters, securing the right financing and understanding the financial commitment can make your dream a reality. Lenders design RV […]

Considering mortgages, auto loans, credit cards, student loans, and personal loans, Americans surpassed $17 trillion in debt in 2024. But not all debts are created equal! Let’s look at how to pay off debt quickly, which debts to pay first, and the best ways to handle multiple credit accounts. Additionally, we will share creative ideas […]

Self-care looks different for everyone: a little retail therapy, an at-home spa treatment, a fancy coffee or a little treat, a binge-fest with the cast of FRIENDS, a fancy dinner out, or a big serving of mom’s lasagna. No matter what forms of self-care you indulge in, we should all practice this form of pampering: […]

Pig butchering scams are a form of investment fraud that have seen a dramatic rise in recent years, both nationally and here at Empeople Credit Union. The term “pig butchering” metaphorically describes the process of fattening a pig before slaughter, which parallels the way scammers groom their victims to extract as much money as possible. […]

The year is nearing an end, and people across the world and of all ages are starting to make their New Year resolutions. For many, that will include at least one financial resolution. Start your year off right by taking steps toward your financial goals with these tips for your best financial year yet! Stay […]

The holiday season is officially upon us! While it’s a beautiful time of year, the holidays can be stressful financially as families prepare for holiday gift-giving and other traditions. Use this guide to create a holiday budget that won’t leave you stretched or stressed in the new year. Not all families have the means to […]

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Ashley Wainwright

All Posts by Ashley Wainwright