The Empeople Daily, Author at Empeople

As we start to enter the last few months of this year, the impending reality of student loan repayment starts to set in for many borrowers across the country. After much debate over student loans and lots of confusion for borrowers, the time has come to make your repayment plan. There are some helpful tools […]

Credit unions have long been a popular alternative to traditional banks, offering their members various financial services and products. However, several myths surrounding credit unions may deter potential members from joining. Credit unions are equal to banks in many ways and are often the better option. In this article, we debunk five common misconceptions about credit […]

Retirement is hard enough without adding extra complexities that stop you from reaching your full savings potential. It’s essential to understand what your needs are going to be in retirement and then to spend as many years as possible preparing for those needs. If you’re overspending now and not saving enough, it could be the […]

It can be hard watching someone you love struggle with debt, especially if it’s the type of debt they got into without any fault, like medical debt. You may want to jump right in, help with your funds, and try to limit their burden. This is a very noble gesture, but it isn’t a decision […]

Getting married is one of the most life-changing decisions one can make, and it’s not just because you’re finding someone to spend the rest of your life with. The financial implications can be huge. When you get married, you face many different financial decisions, from combining bank accounts to deciding when and where to buy […]

Spring cleaning can freshen up your home and eliminate all the dust or damage that winter brings to its physical appearance. Similarly, financial spring cleaning removes all the built-up grime that has hurt your ability to be financially healthy. It’s a great time to adjust how you spend, save, and invest your money to get […]

Taking on a personal loan can be a huge commitment that changes how you think about your short-term finances. If you are applying for a personal loan for the first time, then there are some things you should understand before applying that can help you understand your commitment. It’s important not to take on any debt you […]

For new college graduates, it can be tough emotionally and financially to transition into a full-time career. Not to mention, there are so many new responsibilities that come, including finding and paying for a place to live on your own or contributing to a 401(k) plan for the first time. One of the hardest things […]

Building home equity means building a monetary value you can access now or later by selling your home or taking out a home equity loan. Your home equity is calculated by subtracting what you owe on your home through a mortgage from the current value of your home if you were to sell it today. […]

While the real estate market has benefited home sellers for the past few years, many experts believe it’s quickly becoming a better time for buyers. Inflation has been a struggle for the U.S. throughout much of 2022 and the beginning of 2023, and this might make you think home prices will follow suit. However, the […]

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