Plan
5 smart ways to use your extra paycheck during three-paycheck months
If you’re paid biweekly, you may already be familiar with the “three-paycheck months.” If you budget based on earning two paychecks a month, those third paychecks feel like getting a biannual bonus: Extra money without any extra work. For those paid biweekly, as opposed to monthly or twice a month on set dates like the […]
12 things our financial experts wish they knew in high school
When you’re a teenager, money is usually earned through part-time jobs, allowance, or the occasional birthday check. Even though the cashflow may be limited, it’s important to remember that the financial habits you start now can shape your entire future. That’s why we asked our team of experts to share the financial advice for […]
3 budgeting methods to help you take control of your money
Everyone wants to be better with money, but few people are ever taught exactly how to manage it. That’s where budgeting comes in. While there’s no perfect one-size-fits-all plan, there are several proven budgeting methods that can help you manage your income, avoid debt, and stay focused on your savings goals. We’ll break down three […]
The benefits of credit union membership in uncertain economic times
In a time when financial uncertainty is top of mind, many people are rethinking their banking relationships. Amid rising interest rates, economic uncertainty, and increasing pressure to make smart financial decisions, you naturally seek out a trusted partner — not just a place to store your money, but a financial institution that genuinely invests in [...]
The 5 most important financial steps to take after a job loss
Whether it comes as a shock or part of a long-expected transition, losing a job can leave you feeling uncertain, anxious and overwhelmed — especially when it comes to your money. But here’s the good news: With a little planning and a few smart moves, you can regain control of your finances and build a […]
Three popular college savings accounts and how they work
If you’re a parent, you’ve probably already felt a little sticker shock just thinking about future tuition bills — and with good reason. By the time today’s toddler starts college, tuition at a private university could exceed $100,000 per year — totaling more than $400,000 for a four-year degree. Even in-state public universities could reach […]
When is it okay to make an early withdrawal from a 401(k)?
Accessing your 401(k) early might feel like a lifeline during financial stress. Whether you’re facing mounting medical expenses, a sudden job loss or trying to quickly pull together the down payment for a house, the idea of tapping into that retirement account can be tempting. But there are serious trade-offs. Making an early withdrawal from […]
Building a household budget with your college roommates
Sharing an apartment in college can be a smart way to save money — but it can also create unexpected financial tension if you and your roommates don’t see eye to eye. Different values, budgets and expectations can turn into conflict if you don’t plan ahead. That’s why building a budget with your college roommates […]
Is it smart to consolidate credit card debt?
When you’re juggling multiple credit cards and trying to keep up with minimum monthly payments, it can feel like you’re getting nowhere. That’s why many people consider consolidating their credit card debt — combining several balances into one payment with the potential for a lower interest rate and a clearer path forward. But is it […]
How to teach kids about money this summer
School’s out, but the learning doesn’t have to stop. Now, you’re the teacher. Summer break is the perfect time to start teaching your children about money and how to build smart money habits that last. If you’ve ever felt unsure about how to start, you’re not alone. Many parents want to help their kids become […]