How multiple savings accounts can help you reach your financial goals

Saving money is a lot easier when you know exactly what you’re saving for, whether it’s a robust emergency fund, a down payment for a home or the trip of a lifetime. Smart savers know they need to have savings earmarked for different financial goals, but if all the money sits in one account, things can get messy. You don’t want to touch your emergency savings, […]

Financial education is a feminist issue: Why every woman needs a wealth strategy

For women to control their futures, they must control their finances.  That idea is simple, but for too long the systems supporting it haven’t been. Women continue to earn less, invest less and retire with smaller savings than men — even though studies show they’re better at investing when they do.  A recent report from […]

5 smart ways to use your extra paycheck during three-paycheck months

If you’re paid biweekly, you may already be familiar with the “three-paycheck months.” If you budget based on earning two paychecks a month, those third paychecks feel like getting a biannual bonus: Extra money without any extra work.  For those paid biweekly, as opposed to monthly or twice a month on set dates like the […]

Three popular college savings accounts and how they work

If you’re a parent, you’ve probably already felt a little sticker shock just thinking about future tuition bills — and with good reason.  By the time today’s toddler starts college, tuition at a private university could exceed $100,000 per year — totaling more than $400,000 for a four-year degree. Even in-state public universities could reach […]