15 energy saving tips for summer to cut costs and stay cool

Summer heat often brings a spike in energy use and electric bills, especially when air conditioners run around the clock. But staying cool doesn’t have to mean draining your budget. By following these practical energy saving tips for summer, you can cool your home, reduce your energy costs, and improve overall energy efficiency.  Here are […]

Three popular college savings accounts and how they work

If you’re a parent, you’ve probably already felt a little sticker shock just thinking about future tuition bills — and with good reason.  By the time today’s toddler starts college, tuition at a private university could exceed $100,000 per year — totaling more than $400,000 for a four-year degree. Even in-state public universities could reach […]

The ultimate student summer savings plan

The months leading up to college can be expensive. Between buying dorm supplies, paying for orientation, and squeezing in summer fun, it’s easy to spend more than you save. But the summer before college is also the perfect time to build good financial habits and start working toward a student summer savings plan that can […]

A guide to nomadic living: How to finance #vanlife

The dream of van life beckons thousands every year, with promises of freedom, adventure and a minimalist lifestyle. For many, the journey begins not on a remote highway, but on a spreadsheet or with a conversation at a financial institution. Financing van life involves more than just securing a vehicle — it requires careful planning […]

Is it smart to consolidate credit card debt?

When you’re juggling multiple credit cards and trying to keep up with minimum monthly payments, it can feel like you’re getting nowhere. That’s why many people consider consolidating their credit card debt — combining several balances into one payment with the potential for a lower interest rate and a clearer path forward.  But is it […]

Is it better to pay off debt or save first?

If you’ve ever found yourself stressed about a lack of emergency savings, you’re not alone. Bankrate reports that nearly 60 percent of U.S. adults feel they don’t have enough in savings, and over 25 percent don’t have a savings at all.   Additionally, the Federal Reserve Division of Research & Analysis recently reported that over 77 […]

Our Top 5 Money Management Tips for Healthy Finances

Money management is really about taking the time to understand financial literacy, and then applying it to your financial goals. Focus on the following money management tips to start your journey to financial success! Determine Your Short and Long-Term Financial Goals  Before embarking on your journey to financial wellness, start to consider your goals. These […]

Budgeting 101: How to Budget to Meet Your Financial Goals

Budgeting is a term that elicits different feelings and reactions in many people. Some find it tedious, while others find it boring or even uncomfortable. Regardless of how you feel about budgeting, the reality is that it is essential to a healthy financial life. Determining how to budget will depend on your income, expenses, wants, […]

Budgeting Tips for Recent College Graduates

For new college graduates, it can be tough emotionally and financially to transition into a full-time career. Not to mention, there are so many new responsibilities that come, including finding and paying for a place to live on your own or contributing to a 401(k) plan for the first time. One of the hardest things […]

How to winterize your home to avoid costs in the spring

Winterizing your home is an essential part of home maintenance that can save you from costly repairs and keep your home in excellent condition. Cold weather can cause significant damage to your home, especially if you don’t take the proper steps to prepare for winter. From frozen water pipes to increased heating bills, failing to […]

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