Your new favorite credit card is waiting
Big-bank cards talk a big game. Empeople credit cards deliver.
Empeople Visa® Signature Credit Card: Where every transaction is rewarding
Enjoy a seamless digital experience, the convenience of easily redeemable rewards, and the financial freedom of zero annual fees. Apply now and start enjoying the benefits today!
Easily redeemable rewards
Increased Rise Transaction Account dividends¹
Visa® Zero Fraud Liability
Seamless digital experience
We make earning rewards easier
| Card | Cash back² | Statement credit³ | Transactions needed³ | Annual fee |
| Empeople Signature Visa® | 1.5% | $200 | $500 | $0 |
| American Express Blue Cash Preferred® | 1%-6% | $250 | $3,000 | $95 |
| Capital One QuicksilverOne Rewards | 1.5% | $0 | n/a | $39 |
| Citi Double Cash® | 1% when you buy, 1% when you make min. monthly payment |
$200 | $1,500 | $0 |
Find the card that’s right for you
Looking for rewards points or a lower rate? There’s an Empeople card for you.
¹Required: over 21 debit or credit transactions per month; enrollment in eStatements; use of digital banking within the last 90 days; the primary member must have a valid email address on file; over $1,500 in direct deposit within the last 30 days. Transaction count is NOT a combination of debit and credit card transactions. Debit card transactions must be posted to the account within the calendar month for it to be considered a qualifying transaction. Credit card transactions must be posted between the 27th day of the previous month and the 26th day of the current month to be considered a qualifying transaction. Excludes ATM and cash transactions. Dividends compounded and credited monthly; interest calculated on each split based on average daily balance. Fees may reduce earnings on account. Rates and terms subject to change without notice. For full terms and conditions, please refer to our Truth in Savings Disclosure.
² Cash back rewards for compared cards: American Express Blue Cash Preferred® Card: 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 6% Cash Back on select U.S. streaming subscriptions, 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more), and 1% on all other purchases. Capital One QuicksilverOne Rewards: Earn unlimited 1.5% cash back on purchases. Citi Double Cash Card: Earn 1% on purchases, and 1% as you pay them.
³ Statement credits for compared cards: American Express Blue Cash Preferred® Card: Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new card within the first 6 months. Citi Double Cash Card: Earn $200 cash back after you spend $1,500 on purchases in the first 6 months.
Chart comparisons based on competitor info compiled in June 2025.