Fees

FEE SCHEDULE
CERTIFIED CHECK $10 each
CHECK ORDERS Pricing varies
COURTESY PAY $29 (per occurrence)
INACTIVE/DORMANT ACCOUNTS $5/month (per occurrence)
ELECTRONIC STATEMENTS FREE
STATEMENT COPIES $0.50 (per page)
FEDEX SHIPPING Varies
FINANCIAL SUCCESS MANAGER $50/month unless Active Banking relationship
FOREIGN CURRENCY ORDERS - Sent to Branch $14.50
FOREIGN CURRENCY ORDERS - Sent to Residential Address $25
NON-SUFFICIENT FUNDS $29 (per occurrence)
NOTARY PUBLIC Free to Members
OVERDRAFT PROTECTION $4 (per occurrence)
RESEARCH/RECONCILIATION $25/hour
RETURNED CHECK/ACH $12.50
SIGNATURE GUARANTEE Free to Members (appointment only)
ONLINE BILL PAYMENT
BILL PAY SERVICE NO MONTHLY FEE, UNLIMITED BILLS
NON-SUFFICIENT FUNDS $29
STOP PAYMENT $29
BILLING RETURN FEES $20 
CHECKING ACCOUNT
eAccess $0.10/check over 10 cleared/mo and $3/mo if no automatic deposit
Merit Access: $3/mo and $0.10/draft over 30 cleared/mo if average balance is under $250
Ready Reserve: $10/mo if average monthly balance < $5,000
  Note: Members 23 years and younger are exempt from Merit Access balance requirements
  THRU DIGITAL BANKING EMPEOPLE-Initiated
ACH bank-to-bank transfer up to $20,000/day FREE $25
Copy of Cleared Check FREE $5
CORPORATE CHECK mailed to third party Bill Pay- FREE $10
MOBILE CHECK DEPOSIT/EDEPOSIT FREE N/A
SHARE TO SHARE TRANSFER FREE FREE
SKIP-A-PAYMENT on Loan $25 $50
STOP PAYMENT one item or a range $29 $29
WIRE TRANSFER
Domestic N/A $25
FOREIGN N/A $50

TO ALL MAINE RESIDENTS: If you have a dispute with your financial institution or credit union regarding your account, you may contact the financial institution or credit union and attempt to resolve the problem directly. If the financial institution or credit union fails to resolve the problem, communicate the problem and the resolution you are seeking to:

Maine Bureau of Financial Institutions
36 State House Station
Augusta, Maine 04333-0036

To file a complaint electronically, you may contact the Maine Bureau of Financial Institutions at http://www.maine.gov/pfr/financialinstitutions/complaint.htm

When your complaint involves a federally chartered financial institution or credit union, the Maine Bureau of Financial Institutions will refer it to the appropriate federal supervisory agency.

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