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If you’ve ever found yourself stressed about a lack of emergency savings, you’re not alone. Bankrate reports that nearly 60 percent of U.S. adults feel they don’t have enough in savings, and over 25 percent don’t have a savings at all. Additionally, the Federal Reserve Division of Research & Analysis recently reported that over 77 […]

Money management is really about taking the time to understand financial literacy, and then applying it to your financial goals. Focus on the following money management tips to start your journey to financial success! Determine Your Short and Long-Term Financial Goals Before embarking on your journey to financial wellness, start to consider your goals. These […]

Budgeting is a term that elicits different feelings and reactions in many people. Some find it tedious, while others find it boring or even uncomfortable. Regardless of how you feel about budgeting, the reality is that it is essential to a healthy financial life. Determining how to budget will depend on your income, expenses, wants, […]

For new college graduates, it can be tough emotionally and financially to transition into a full-time career. Not to mention, there are so many new responsibilities that come, including finding and paying for a place to live on your own or contributing to a 401(k) plan for the first time. One of the hardest things […]

Proper home winterization can save you hundreds or even thousands of dollars. It is important maintenance to help protect your home from the natural impact that the winter weather and moisture can bring. It is essential to understand what you need to winterize correctly to protect your home from damage and keep the value as […]

This year has brought a tough economic climate, including high inflation and a less stable employment market. Despite higher prices on everything from flying to buying snacks, many people still want to travel in possible record numbers this holiday season. Just because you want to go home for the holidays doesn’t mean you have to break […]

When an individual or a household has a take-home pay that either equals or falls short of their monthly expenses, they are living paycheck-to-paycheck. This typically happens if there is little to no discretionary income available or if excessive debts and spending cause bills not to be paid on time. This means that these households [...]

Both a rainy-day fund and an emergency fund can be great ways to prepare financially for unexpected future events. With the majority of Americans living paycheck to paycheck, it's important to be able to have money for things like losing your job or paying to fix your air conditioning when it breaks. While both a [...]

Many parents wonder when the right time is to help their teens get a job. During the school year, it can be a tricky balance between focusing on their studies while trying to learn about all of the great things that come with being in the workforce. Some parents rationalize that their kids will have […]

Everyone loves a well-manicured lawn with the perfect shrubs and surrounding flowers or other plants. Many people dream of their perfect yard to show off and be on full display throughout the summer. A lot of the work required to get there starts in the spring, but unfortunately, there’s a lot going on financially during […]