all in member pricing

Your financial journey just got more rewarding

60 Month New Auto Loans

4.74%APR1

$19 Payment per $1,0003
Easy Equity Loan up to 80%3

6.24%APR1

$11 Payment per $1,0002
High Yield Savings:
$5,000 and over

3.10%APY1
3.06%Rate3

7/1 ARM* Mortgage
$300,000 Loan Amount

Interest Rate Starting At
5.250%
APR1 Starting At
5.832%

$1657 Payment2
$0 Discount Points3
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Our members say it best

Your journey to financial health starts here

Get personalized guidance to help you achieve your financial goals. We empower members with thoughtful financial support, one-on-one expertise, and responsive service. Discover a new approach to financial health by partnering with a trusted financial team.

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Member-focused banking services

Spend, save, and borrow confidently as an Empeople member. Discover Best in Market rates, low fees, and trusted support that keep you in control of your finances. Get exclusive access to all Empeople financial products and services.

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Boost your savings

Get higher returns on deposits and share in our financial success when you save with Empeople Credit Union.

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Invest in your future

Everything you need to pursue your goals and make your financial future a reality.

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Get a mortgage

A low rate home loan from Empeople means getting the keys to your home and the confidence of a trusted financial partner.

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Get a vehicle loan

Make your dream car, boat, or RV a reality with a low rate auto loan that saves you time and money.

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Empower your finances

Financial health is about more than just money. It’s about feeling empowered and confident about your life. It’s about building security and working toward your goals and seeing your financial dreams come true. Find empowerment on your financial journey with personalized financial education, one-on-one expertise, and responsive support from Empeople.

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Empeople membership

Enjoy the confidence of knowing you are choosing to bank with a member-owned institution at Empeople. We honor our member-first commitment by offering personalized financial support and exclusive financial literacy courses. Our members enjoy higher returns on deposits, lower rates on loans, and the unique opportunity to share in our financial success.

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Convenient digital banking

Get a seamless, personalized digital banking experience no matter your location or device with simple yet advanced digital banking tools. Empeople Credit Union provides secure digital banking with highly encrypted and trusted security to keep you in control and keep your money safe.

Award-winning banking, wherever life takes you

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Best Credit Union: Ankeny’s Best Community’s Choice Awards

207

Best of the 207 – 2024 Silver Credit Union

Get the latest

Credit card consolidation strategies to pay off debt faster

If you’re carrying credit card balances, you already know the math can feel stacked against you. High interest rates mean a big portion of every monthly payment goes toward interest instead of your actual balance. Even when you’re doing everything “right,” progress can feel slow and discouraging.  That’s where credit card consolidation comes in — not as a magic fix, but as a practical way to regain momentum toward paying […]

Tips to completing the January no-buy challenge (and other ways to reset your budget)

January is a natural time to take a closer look at your money. After the holidays, you may be looking for ways to reset your budget, rethink your spending habits and start the year feeling more in control. And because January tends to inspire fresh starts, more people are turning to challenges that make budgeting feel less like a chore […]

Why we’re conditioned to overspend on holidays (and a festive budgeting challenge that can help)

Holiday spending has a way of sneaking up on even the most responsible planners.  You head into December with a clear budget in mind, yet somewhere between gift exchanges, year-end sales and last-minute gatherings, the total creeps far higher than you expected. Reality sets in: The holidays are a real budgeting challenge.  If this feels […]

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