Home improvement is life improvement.

Give your home the before-and-after photos it deserves.

At Empeople Credit Union, we understand the impact that a renovation or upgrade can have on the aesthetics and functionality of a property. Our goal is to help you achieve your goals and add value to your most important investment. Get flexible, no-fee home improvement loans from Empeople. 

Empeople offers top market rates for add-on mortgages and home equity lines of credit up to 95% of your home’s current value. Whether it’s a kitchen remodel, bathroom overhaul, adding a new room,  energy-efficient upgrades, or critical repairs our home improvement loans are a quick and easy process, so your project may be a click away. It is our goal to help bring your visions to reality all while ensuring that the process is smooth, affordable, and rewarding. 

In a world where the home is more important than ever, Empeople Credit Union is your partner in making your living space not just a home, but your home. 

Rates vary according to flexible loan terms, credit score, debt-to-income ratio, and type of loan. We pride ourselves on delivering a personalized experience, ensuring that each member receives guidance and support throughout the process. Our dedicated team of experts is ready to help. Talk to your Empeople representative for information to learn more about home improvement loans from Empeople. Or get the ball rolling with a no-fee application via our Online Loan Center.

Take the first step towards achieving your home improvement goals and embark on a journey to create a place you’re proud to call home. Apply today!

Home Improvement Loan Features

    • Easy online application process
    • No application fee
    • Prerequisites :
      • Up to $7,500: 650 credit score and 50% debt to income ratio    
      • Over $7,500: 700 credit score and 40% debt to income ratio
      • Flexible terms up to 180 months for loans $7,501-$ 25,000. View all rates, terms, and disclaimers.

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Message from the CEO

Kurt Lewin, CEO Empeople Credit Union I have had several members ask me similar questions about interest rates, what’s happening at Empeople, and what we are focused on in 2024. I wanted to address these questions here, and encourage you, our members, to continue to reach out with your questions and feedback! It helps us [...]

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