Give your home the before-and-after photos it deserves.
At Empeople Credit Union, we understand the impact that a renovation or upgrade can have on the aesthetics and functionality of a property. Our goal is to help you achieve your goals and add value to your most important investment. Get flexible, no-fee home improvement loans from Empeople.
Empeople offers top market rates for add-on mortgages and home equity lines of credit up to 95% of your home’s current value. Whether it’s a kitchen remodel, bathroom overhaul, adding a new room, energy-efficient upgrades, or critical repairs our home improvement loans are a quick and easy process, so your project may be a click away. It is our goal to help bring your visions to reality all while ensuring that the process is smooth, affordable, and rewarding.
In a world where the home is more important than ever, Empeople Credit Union is your partner in making your living space not just a home, but your home.
Rates vary according to flexible loan terms, credit score, debt-to-income ratio, and type of loan. We pride ourselves on delivering a personalized experience, ensuring that each member receives guidance and support throughout the process. Our dedicated team of experts is ready to help. Talk to your Empeople representative for information to learn more about home improvement loans from Empeople. Or get the ball rolling with a no-fee application via our Online Loan Center.
Take the first step towards achieving your home improvement goals and embark on a journey to create a place you’re proud to call home. Apply today!
Home Improvement Loan Features
-
- Easy online application process
- No application fee
- Prerequisites :
- Up to $7,500: 650 credit score and 50% debt to income ratio
- Over $7,500: 700 credit score and 40% debt to income ratio
- Flexible terms up to 180 months for loans $7,501-$ 25,000. View all rates, terms, and disclaimers.
Recommended Reading
How to Create a Holiday Budget That Won’t Break the Bank this Year
The holiday season is officially upon us! While it’s a beautiful time of year, the holidays can be stressful financially as families prepare for holiday gift-giving and other traditions. Use this guide to create a holiday budget that won’t leave you stretched or stressed in the new year. Not all families have the means to […]
Financial Planning: A Guide to Creating a Financial Plan That Works for You
Financial planning is an essential component of securing the financial future of your dreams. After all, failing to plan is planning to fail. In the realm of financial health, we’ve got the tools and resources you need to plan properly. Follow the tips in this comprehensive financial planning guide to discover the fundamental principles, strategies, […]
Our Top 5 Money Management Tips for Healthy Finances
Money management is really about taking the time to understand financial literacy, and then applying it to your financial goals. Focus on the following money management tips to start your journey to financial success! Determine Your Short and Long-Term Financial Goals Before embarking on your journey to financial wellness, start to consider your goals. These […]
Budgeting 101: How to Budget to Meet Your Financial Goals
Budgeting is a term that elicits different feelings and reactions in many people. Some find it tedious, while others find it boring or even uncomfortable. Regardless of how you feel about budgeting, the reality is that it is essential to a healthy financial life. Determining how to budget will depend on your income, expenses, wants, […]
Learn about our financial health programs
Discover how thoughtful financial support, one-on-one expertise, and responsive service can help empower you on your financial journey. Choose between two exclusive financial health programs based on your unique financial dreams.