Easy Equity Loan up to 80%3

6.49%APR1

$11 Payment per $1,0002
Savings: $5,000 and over

0.95%APY1
0.95%Rate3

Money Market: $500,000 and over

3.55%APY1
3.49%Rate3

15 Year Fixed

5.750%Rate
5.989%APR1

$1163 Payment per $140,0002
$0 Cost3
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Our members say it best

Your journey to financial health starts here

Get personalized guidance to help you achieve your financial goals. We empower members with thoughtful financial support, one-on-one expertise, and responsive service. Discover a new approach to financial health by partnering with a trusted financial team.

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Member-focused banking services

Spend, save, and borrow confidently as an Empeople member. Discover Best in Market rates, low fees, and trusted support that keep you in control of your finances. Get exclusive access to all Empeople financial products and services.

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Boost your savings

Get higher returns on deposits and share in our financial success when you save with Empeople Credit Union.

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Invest in your future

Everything you need to pursue your goals and make your financial future a reality.

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Get a mortgage

A low rate home loan from Empeople means getting the keys to your home and the confidence of a trusted financial partner.

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Get a vehicle loan

Make your dream car, boat, or RV a reality with a low rate auto loan that saves you time and money.

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Empower your finances

Financial health is about more than just money. It’s about feeling empowered and confident about your life. It’s about building security and working toward your goals and seeing your financial dreams come true. Find empowerment on your financial journey with personalized financial education, one-on-one expertise, and responsive support from Empeople.

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Empeople membership

Enjoy the confidence of knowing you are choosing to bank with a member-owned institution at Empeople. We honor our member-first commitment by offering personalized financial support and exclusive financial literacy courses. Our members enjoy higher returns on deposits, lower rates on loans, and the unique opportunity to share in our financial success.

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Convenient digital banking

Get a seamless, personalized digital banking experience no matter your location or device with simple yet advanced digital banking tools. Empeople Credit Union provides secure digital banking with highly encrypted and trusted security to keep you in control and keep your money safe.

Get the latest

Is it better to pay off debt or save first?

If you’ve ever found yourself stressed about a lack of emergency savings, you’re not alone. Bankrate reports that nearly 60 percent of U.S. adults feel they don’t have enough in savings, and over 25 percent don’t have a savings at all.   Additionally, the Federal Reserve Division of Research & Analysis recently reported that over 77 […]

How to pay down debt fast

Considering mortgages, auto loans, credit cards, student loans, and personal loans, Americans surpassed $17 trillion in debt in 2024. But not all debts are created equal! Let’s look at how to pay off debt quickly, which debts to pay first, and the best ways to handle multiple credit accounts. Additionally, we will share creative ideas […]

How to prepare your finances for holiday spending

‘Tis the season to be shopping! According to the National Retail Federation, Americans are expected to spend nearly $990 billion in November and December alone – an increase of 3.5 percent year-over-year.  While the average holiday shopper is estimated to spend over $2,100 this winter, Empeople members are uniquely positioned to save while they spend. […]