Our locations will be closed Monday, September 7, for Labor Day. Our call center will be available 9 a.m. to 5 p.m. CST, and digital banking is available 24/7.

all in member pricing

Your financial journey just got more rewarding

60 Month New Auto Loans

4.59%APR1

$19 Payment per $1,0003
Easy Equity Loan up to 80%3

6.24%APR1

$11 Payment per $1,0002
High Yield Savings:
$5,000 and over

3.10%APY1
3.06%Rate3

7/1 ARM* Mortgage
$300,000 Loan Amount

Interest Rate Starting At
5.875%
APR1 Starting At
6.380%

$1775 Payment2
$0 Discount Points3
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Our members say it best

Your journey to financial health starts here

Get personalized guidance to help you achieve your financial goals. We empower members with thoughtful financial support, one-on-one expertise, and responsive service. Discover a new approach to financial health by partnering with a trusted financial team.

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Member-focused banking services

Spend, save, and borrow confidently as an Empeople member. Discover Best in Market rates, low fees, and trusted support that keep you in control of your finances. Get exclusive access to all Empeople financial products and services.

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Boost your savings

Get higher returns on deposits and share in our financial success when you save with Empeople Credit Union.

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Invest in your future

Everything you need to pursue your goals and make your financial future a reality.

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Get a mortgage

A low rate home loan from Empeople means getting the keys to your home and the confidence of a trusted financial partner.

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Get a vehicle loan

Make your dream car, boat, or RV a reality with a low rate auto loan that saves you time and money.

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Empower your finances

Financial health is about more than just money. It’s about feeling empowered and confident about your life. It’s about building security and working toward your goals and seeing your financial dreams come true. Find empowerment on your financial journey with personalized financial education, one-on-one expertise, and responsive support from Empeople.

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Empeople membership

Enjoy the confidence of knowing you are choosing to bank with a member-owned institution at Empeople. We honor our member-first commitment by offering personalized financial support and exclusive financial literacy courses. Our members enjoy higher returns on deposits, lower rates on loans, and the unique opportunity to share in our financial success.

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Convenient digital banking

Get a seamless, personalized digital banking experience no matter your location or device with simple yet advanced digital banking tools. Empeople Credit Union provides secure digital banking with highly encrypted and trusted security to keep you in control and keep your money safe.

Award-winning banking, wherever life takes you

Best Credit Union: Ankeny’s Best Community’s Choice Awards

207

Best of the 207 – 2025 Gold Credit Union

207

Best of the 207 – 2024 Silver Credit Union

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Best in Class: Branch Overall Satisfaction

Get the latest

Why September is one of the best times of year to buy a car

September may be one of the best times of year to buy a car. Labor Day promotions, the end of the third quarter, and changing model-year inventory can create opportunities for buyers.  But timing is only part of getting a good deal when financing a car. Preparing your credit and comparing auto financing options can […]

What does gap insurance cover and when might you need it

What does gap insurance cover? Gap insurance is optional auto insurance coverage you can take out when leasing or purchasing a new or used vehicle with an auto loan. Gap insurance covers some or all of the difference between what you owe on a car loan or lease and what your auto insurer pays if [...]

Automobile lease vs. buy: Which option is better for fall buyers

For many drivers, buying a car with a traditional auto loan is the better long-term financial move. Buying may be a better fit if you want to: Build equity in your vehicle. Drive payment-free after your loan is paid off. Keep, sell or trade in the vehicle whenever you choose. Leasing usually offers lower upfront [...]

*Member Loyalty Group* Q1 2026 Credit Union Benchmark Report.