$5,000 and over
Our members say it best
Your journey to financial health starts here
Get personalized guidance to help you achieve your financial goals. We empower members with thoughtful financial support, one-on-one expertise, and responsive service. Discover a new approach to financial health by partnering with a trusted financial team.
Member-focused banking services
Spend, save, and borrow confidently as an Empeople member. Discover Best in Market rates, low fees, and trusted support that keep you in control of your finances. Get exclusive access to all Empeople financial products and services.
Boost your savings
Get higher returns on deposits and share in our financial success when you save with Empeople Credit Union.
Invest in your future
Everything you need to pursue your goals and make your financial future a reality.
Get a mortgage
A low rate home loan from Empeople means getting the keys to your home and the confidence of a trusted financial partner.
Get a vehicle loan
Make your dream car, boat, or RV a reality with a low rate auto loan that saves you time and money.
Empower your finances
Financial health is about more than just money. It’s about feeling empowered and confident about your life. It’s about building security and working toward your goals and seeing your financial dreams come true. Find empowerment on your financial journey with personalized financial education, one-on-one expertise, and responsive support from Empeople.
Empeople membership
Enjoy the confidence of knowing you are choosing to bank with a member-owned institution at Empeople. We honor our member-first commitment by offering personalized financial support and exclusive financial literacy courses. Our members enjoy higher returns on deposits, lower rates on loans, and the unique opportunity to share in our financial success.
Convenient digital banking
Get a seamless, personalized digital banking experience no matter your location or device with simple yet advanced digital banking tools. Empeople Credit Union provides secure digital banking with highly encrypted and trusted security to keep you in control and keep your money safe.
Award-winning banking, wherever life takes you
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Best Credit Union: Ankeny’s Best Community’s Choice Awards |
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Best of the 207 – 2025 Gold Credit Union |
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Best of the 207 – 2024 Silver Credit Union |
Get the latest
10 financial questions to ask before you get married
Getting married means combining more than calendars and closet space. It also means figuring out how you and your future spouse will make everyday financial decisions together. Money tends to come up more often than couples may expect. A recent survey of U.S. couples found the average pair has about 58 arguments a year about […]
7 things to know about your finances after divorce
Divorce can affect nearly every part of your financial life, from your monthly budget to your retirement timeline. The transition often comes with big changes: a shift in income, new housing costs, different financial responsibilities and a long list of accounts and documents to update. It can feel overwhelming, especially if you’re trying to make important financial decisions while your life is still in flux. That’s why practical advice can […]
Top 5 mistakes that can derail your mortgage application
You’ve found the house. You’re ready to apply for a mortgage. Everything seems to be moving forward — until your lender quickly needs additional documents, delays closing or tells you that something in your financial situation isn’t adding up. Situations like this are more common than many buyers expect. If you’re still early in your real estate journey, and especially if you’re a first-time homebuyer, start by making sure you understand mortgages and the steps to buying a house. This […]