James Brosnan

James Brosnan

All Posts by James Brosnan

Financial Spring Cleaning: 6 Tips to Get Your Finances in Shape for Summer

Spring cleaning can freshen up your home and eliminate all the dust or damage that winter brings to its physical appearance. Similarly, financial spring cleaning removes all the built-up grime that has hurt your ability to be financially healthy. It’s a great time to adjust how you spend, save, and invest your money to get […]

Five Things to Consider Before Getting a Personal Loan

Taking on a personal loan can be a huge commitment that changes how you think about your short-term finances. If you are applying for a personal loan for the first time, then there are some things you should understand before applying that can help you understand your commitment. It’s important not to take on any debt you […]

Budgeting Tips for Recent College Graduates

For new college graduates, it can be tough emotionally and financially to transition into a full-time career. Not to mention, there are so many new responsibilities that come, including finding and paying for a place to live on your own or contributing to a 401(k) plan for the first time. One of the hardest things […]

How to Build Home Equity

Your home’s equity is a monetary value you can access now or later by selling your home or taking out a home equity loan. Your equity is calculated by subtracting what you owe on your home through a mortgage from the current value of your home if you were to sell it today. Many Americans […]

Why Now Is a Good Time to Buy a House

While the real estate market has benefited home sellers for the past few years, many experts believe it’s quickly becoming a better time for buyers. Inflation has been a struggle for the U.S. throughout much of 2022 and the beginning of 2023, and this might make you think home prices will follow suit. However, the […]

Why You Should Care About Retirement in Your 30s

Saving for retirement when you are young is just as important as when you start getting closer to your golden years. The longer you have investments in the market waiting for you to retire, the higher your likelihood of having enough to retire the way you want. Not saving for retirement in your 30s could […]

Differences Between Good Debt and Bad Debt

Many people in the U.S. grew up being told that all debt is “bad” and that it should be avoided at all costs. However, you may have also been told that borrowing money for “good” purposes, such as buying a house, is okay. Very few people can likely get through life these days without taking […]

How You Can Prepare Your Finances for a Potential Recession

A recession is a decline in economic activity that often leads to higher unemployment and less economic growth. This can occur for various reasons, including inflation or a crisis in a large industry, such as the real estate crash that led to the economic recession in the late 2000s. While you aren’t likely to accurately predict a […]

How to winterize your home to avoid costs in the spring

Winterizing your home is an essential part of home maintenance that can save you from costly repairs and keep your home in excellent condition. Cold weather can cause significant damage to your home, especially if you don’t take the proper steps to prepare for winter. From frozen water pipes to increased heating bills, failing to […]

How to spot and avoid Facebook Marketplace scams

Facebook Marketplace has become a popular platform for buying and selling items, but it’s also a hotspot for scammers looking to exploit unsuspecting users. The Federal Trade Commission reports that scammers on social media cost American consumers more than $1.2 billion in 2022 – a 54 percent increase from the previous year. Marketplace scams are […]