How to Integrate Employee Benefits When You Marry

Marriage can change just about every aspect of your life, especially your finances. You may go from a single income to two, you must file your taxes differently, and you’re now eligible to share other financial opportunities like employee benefits. Many people don’t think through what they want to change about their employee benefits before […]

The Health Savings Account

Most Americans who go broke annually do so because of medical debt, leading 530,000 families to file for bankruptcy every year. One reason for this is because health care in America can be extremely expensive, and health insurance coverage, even when offered through employment, is often woefully inadequate. Another reason is that Americans don’t often […]

Retirement Strategies

Retirement planning is an industry, and within this industry, there are experts. Experts in the retirement planning industry all see the bigger picture every day, according to the Transamerica Center for Retirement Studies, a non-profit research group.  They see that in 2021, 22 percent of Americans have less than $5K saved for retirement, and 15 […]

What is a savings account?

Whether you are a kid saving birthday money or an adult managing your finances, when you need to keep money somewhere because you don’t have plans to spend it, you either put it in a Piggy Bank or open a savings account. In principle, it is generally easier to pay daily expenses with cash or […]