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Four smart ways to spend your annual bonus

According to the latest data from the career firm Challenger, Gray & Christmas, roughly 66 percent of employers awarded a year-end bonus in 2023. With bonus payouts on the decline in recent years – as much as 36 percent at some companies – it’s more important than ever to strategize how you’ll spend any extra […]

Is it better to pay off debt or save first?

If you’ve ever found yourself stressed about a lack of emergency savings, you’re not alone. Bankrate reports that nearly 60 percent of U.S. adults feel they don’t have enough in savings, and over 25 percent don’t have a savings at all.   Additionally, the Federal Reserve Division of Research & Analysis recently reported that over 77 […]

How to pay down debt fast

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How to prepare your finances for holiday spending

‘Tis the season to be shopping! According to the National Retail Federation, Americans are expected to spend nearly $990 billion in November and December alone – an increase of 3.5 percent year-over-year.  While the average holiday shopper is estimated to spend over $2,100 this winter, Empeople members are uniquely positioned to save while they spend. […]