your first place loan

Why wait to get into your first place?

You might be able to get a home quicker than you think. With Empeople’s First Place Loan, you can finance up to 100% of your home’s purchase price. That means you don’t have to come up with a huge down payment to make your dream of homeownership a reality, and Empeople’s First Place Loans do not require mortgage insurance—which will save you even more money.

first place loan logo

Is a First Place Loan right for you?

  • Finance up to 100% of your home’s purchase price.
  • You don’t have to pay mortgage insurance.
  • Realize your dream of home ownership now.
  • Save the money you would normally use on a down payment.
  • Empeople services all the mortgages we finance.
  • Your interest rate can be lower than a fixed rate mortgage

Recommended Reading

Message from the CEO

Kurt Lewin, CEO Empeople Credit Union I have had several members ask me similar questions about interest rates, what’s happening at Empeople, and what we are focused on in 2024. I wanted to address these questions here, and encourage you, our members, to continue to reach out with your questions and feedback! It helps us [...]

Financial Tips to Start the New Year Off Right

The year is nearing an end, and people across the world and of all ages are starting to make their New Year resolutions. For many, that will include at least one financial resolution. Start your year off right by taking steps toward your financial goals with these tips for your best financial year yet! Stay […]

How to Create a Holiday Budget That Won’t Break the Bank this Year 

The holiday season is officially upon us! While it’s a beautiful time of year, the holidays can be stressful financially as families prepare for holiday gift-giving and other traditions. Use this guide to create a holiday budget that won’t leave you stretched or stressed in the new year.  Not all families have the means to […]

Financial Planning: A Guide to Creating a Financial Plan That Works for You

Financial planning is an essential component of securing the financial future of your dreams. After all, failing to plan is planning to fail. In the realm of financial health, we’ve got the tools and resources you need to plan properly. Follow the tips in this comprehensive financial planning guide to discover the fundamental principles, strategies, […]