Borrow Archives - Empeople

Considering mortgages, auto loans, credit cards, student loans, and personal loans, Americans surpassed $17 trillion in debt in 2024. But not all debts are created equal! Let’s look at how to pay off debt quickly, which debts to pay first, and the best ways to handle multiple credit accounts. Additionally, we will share creative ideas […]

There are many factors to consider when deciding whether to rent or buy. Both options have their own set of pros and cons that need to be considered before deciding. For example, renting is great for people who like to move around or are just starting their career. On the other hand, buying a home […]

Taking on a personal loan can be a huge commitment that changes how you think about your short-term finances. If you are applying for a personal loan for the first time, then there are some things you should understand before applying that can help you understand your commitment. It’s important not to take on any debt you […]

While the real estate market has benefited home sellers for the past few years, many experts believe it’s quickly becoming a better time for buyers. Inflation has been a struggle for the U.S. throughout much of 2022 and the beginning of 2023, and this might make you think home prices will follow suit. However, the […]

Finding the perfect home, buying it, and raising a family there has long been an American dream. Not everyone’s dreams look exactly that way, but most still aim to buy a home at some point in their adult life. It’s easy to be drawn to the aesthetic of a house when buying, but there are […]

Birth. School. Work. Debt. America’s enduring promise rests in self-betterment through education. Whole industries are built upon this idea, including the student loan industry. In fact, data from the US Federal Reserve shows record levels of self-betterment in 2020, with 42 million US student loan borrowers owing $1.67 TRILLION in collective debt. Empeople is here […]

The Age of Coronavirus has changed everything, and new details seem to emerge every day that alter how the housing market will come to operate again, once the pandemic passes. Right now, existing home sales have hit their lowest level in a decade as much of the country has stayed home during the pandemic. But […]

Buying a new or used car with an auto loan from Empeople has advantages that respect both your budget AND your time, but before you go taking the plunge and make a big purchase, there is a lot to learn. Especially now, as flashy sales and headline offers from auto dealerships begin to flood your [...]

What is a HELOC? A home equity line of credit is a loan where the lender agrees to lend a maximum amount within a set time period, and the collateral is the borrower’s equity in their house. Homeowners who want to consolidate high-interest debt or finance home improvement projects can tap into their home’s equity […]

Buying a home can be nerve-racking, especially for a first-time home buyer. These tips can help you navigate the process and avoid common mistakes. 1. Start saving for a down payment early It’s common to shoot for 20% down but many lenders allow much less, and for first-time home buyers, some programs allow as little […]