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Five Things to Consider Before Getting a Personal Loan
Taking on a personal loan can be a huge commitment that changes how you think about your short-term finances. If you are applying for a personal loan for the first time, then there are some things you should understand before applying that can help you understand your commitment. It’s important not to take on any debt you […]
Why Now Is a Good Time to Buy a House
While the real estate market has benefited home sellers for the past few years, many experts believe it’s quickly becoming a better time for buyers. Inflation has been a struggle for the U.S. throughout much of 2022 and the beginning of 2023, and this might make you think home prices will follow suit. However, the […]
5 Important Things to Look for When Buying a House
Finding the perfect home, buying it, and raising a family there has long been an American dream. Not everyone’s dreams look exactly that way, but most still aim to buy a home at some point in their adult life. It’s easy to be drawn to the aesthetic of a house when buying, but there are […]
Renting vs Buying a Home: The Pros & Cons Explained
There are many factors to consider when renting vs. buying a home, and both have their own set of pros and cons that you need to consider before deciding. For example, renting is great for people who are unsure about their job security or often like to move around. On the other hand, buying a […]
Student Loans 101: How To Fund Your Higher Education
Birth. School. Work. Debt. America’s enduring promise rests in self-betterment through education. Whole industries are built upon this idea, including the student loan industry. In fact, data from the US Federal Reserve shows record levels of self-betterment in 2020, with 42 million US student loan borrowers owing $1.67 TRILLION in collective debt. Empeople is here […]
The Top 5 Tips for Buying a Home Right Now
The Age of Coronavirus has changed everything, and new details seem to emerge every day that alter how the housing market will come to operate again, once the pandemic passes. Right now, existing home sales have hit their lowest level in a decade as much of the country has stayed home during the pandemic. But […]
Calculate Your Interest – How A Pre-Approved Empeople Auto Loan Helps Lower Your Sticker Price
Buying a new or used car with an auto loan from Empeople has advantages that respect both your budget AND your time, but before you go taking the plunge and make a big purchase, there is a lot to learn. Especially now, as flashy sales and headline offers from auto dealerships begin to flood your [...]
What is a HELOC and is it right for me?
What is a HELOC? A home equity line of credit is a loan where the lender agrees to lend a maximum amount within a set time period, and the collateral is the borrower’s equity in their house. Homeowners who want to consolidate high-interest debt or finance home improvement projects can tap into their home’s equity […]
Five First Time Home Buyer Tips
Buying a home can be nerve-racking, especially for a first-time home buyer. These tips can help you navigate the process and avoid common mistakes. 1. Start saving for a down payment early It’s common to shoot for 20% down but many lenders allow much less, and for first-time home buyers, some programs allow as little […]
5 Questions to Answer When Undertaking a Home Renovation
Whether you’ve purchased a home with the idea of renovating it or you’ve been in your home for years and it’s finally time to update – a home renovation is a journey. That journey may begin with smaller home improvement projects that eventually results in a multi-room home remodel or a total overhaul. Each person’s home renovation will be unique with different expenses and surprises along the way.