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What to Expect in a Home Inspection: Checklist and Tips
Every wise homebuyer knows that a home inspection is a must-have before closing a deal on a home. If you choose to do an inspection yourself or hire a professional home inspector, be certain to be educated to get the most out of the inspection. A thorough home inspection will provide quality information and will […]
Should You Lease or Buy a Car?
Does it make better sense to buy or lease a new vehicle? That depends upon a number of factors, such as the residual value of the car you intend to purchase, the amount of money you pay upfront as a capitalized cost reduction and the cost of financing. Nevertheless, it’s recommended to explore both buying […]
How Refinancing Your Student Loans May Save You Hundreds
You just got your college degree, your professional career is on the starting line, the flag drops and you’re off. Congratulations college graduate, while you go about learning your new job you will have just six months of grace period before your loan repayments begin. In 2020 there were around 19 million college students in […]
13 Must-Know Important Financial Terms Before Borrowing Money
When was the last time you read a financial document and had no idea what all of the terms meant? If you are like most of us, it happens almost every time! If you’re thinking of starting or expanding a business, or wanting to make a large ticket purchase like a car or a home, […]
4 Reasons Why You Should Consider Adjustable Rate Mortgages
Adjustable rate mortgages (ARMs) are in their essence, mortgage loans with variable rates. Whether you are a first-time home-buyer or someone looking to purchase a second home, here are four big reasons why you should consider Adjustable Rate Mortgages (ARM). It could very well save you thousands down the road. #1: Lower rates help you […]
How Does Refinancing Work and When To Refinance My Mortgage
There are many reasons as to why you should consider refinancing. As with any financial decision, arming yourself with knowledge of how refinancing works, its benefits and risks is always a good practice. You could potentially save yourself a hundred or two every month. Now that’s some significant savings that could be invested elsewhere. What […]
A First-time Home Buyer’s Guide to Mortgages
Thinking of buying your first home by getting a mortgage, but don’t know where to start? Here is a break-down of the absolute must-knows from mortgage rates to first-time home buyers benefits, and everything in-between. Pull out your pen and paper because you’re about to do some hands-on math exercises, or if you’re uncomfortable hearing […]