Plan
How to adjust your budget after receiving a promotion
According to the U.S. Bureau of Labor Statistics, over five million people were hired for a new job this fiscal year alone. Additionally, U.S. employers promote nearly seven percent of their workforce annually. Whether you’ve received a raise because of an internal job promotion, or you’re earning extra money at a new job, adjusting your […]
Three types of insurance that are worth the money
Most people hold basic, necessary insurance policies like auto insurance, health insurance, life insurance, and long-term disability insurance. However, there are a vast array of ancillary insurance products to help make life’s unexpected hurdles more manageable. After all, roughly 44 percent of Americans do not have enough money in savings to cover a $1,000 emergency. […]
Buying vs renting a home: The pros & cons explained
There are many factors to consider when deciding whether to rent or buy. Both options have their own set of pros and cons that need to be considered before deciding. For example, renting is great for people who like to move around or are just starting their career. On the other hand, buying a home […]
Message from the CEO
Kurt Lewin, CEO Empeople Credit Union I have had several members ask me similar questions about interest rates, what’s happening at Empeople, and what we are focused on in 2024. I wanted to address these questions here, and encourage you, our members, to continue to reach out with your questions and feedback! It helps us [...]
Financial Tips to Start the New Year Off Right
The year is nearing an end, and people across the world and of all ages are starting to make their New Year resolutions. For many, that will include at least one financial resolution. Start your year off right by taking steps toward your financial goals with these tips for your best financial year yet! Stay […]
How to Create a Holiday Budget That Won’t Break the Bank this Year
The holiday season is officially upon us! While it’s a beautiful time of year, the holidays can be stressful financially as families prepare for holiday gift-giving and other traditions. Use this guide to create a holiday budget that won’t leave you stretched or stressed in the new year. Not all families have the means to […]
Financial Planning: A Guide to Creating a Financial Plan That Works for You
Financial planning is an essential component of securing the financial future of your dreams. After all, failing to plan is planning to fail. In the realm of financial health, we’ve got the tools and resources you need to plan properly. Follow the tips in this comprehensive financial planning guide to discover the fundamental principles, strategies, […]
Our Top 5 Money Management Tips for Healthy Finances
Money management is really about taking the time to understand financial literacy, and then applying it to your financial goals. Focus on the following money management tips to start your journey to financial success! Determine Your Short and Long-Term Financial Goals Before embarking on your journey to financial wellness, start to consider your goals. These […]
Student Loan Repayment: How to Get Ahead of Your Student Loans
As we start to enter the last few months of this year, the impending reality of student loan repayment starts to set in for many borrowers across the country. After much debate over student loans and lots of confusion for borrowers, the time has come to make your repayment plan. There are some helpful tools […]
5 Credit Union Myths That Shouldn’t Stop You From Joining
Credit unions have long been a popular alternative to traditional banks, offering their members various financial services and products. However, several credit union myths may deter potential members from joining. Credit unions are equal to banks in many ways and are often the better option. In this article, we debunk five common misconceptions about credit unions […]